How Much Does Surrogacy Cost in India in 2025? A Comprehensive Guide

Surrogacy has been a viable solution for couples facing infertility issues, and India continues to be a popular destination for this procedure due to its advanced medical care and relatively affordable costs. As of 2025, the cost of surrogacy in India has remained lower than in many Western countries, making it an attractive option for intended parents.

This guide will break down the cost of surrogacy in India, factors influencing the total expenses, and provide key legal considerations. By understanding the details, you can make an informed decision if you are considering surrogacy as your pathway to parenthood.

1. Surrogacy Costs in India in 2025

In 2025, the cost of surrogacy in India typically ranges from ₹12 lakhs to ₹20 lakhs (approximately $15,000 to $25,000 USD). This cost generally covers the entire process, including medical procedures, surrogate compensation, and legal formalities.

2. Breakdown of Surrogacy Costs

Here’s a detailed breakdown of the costs associated with surrogacy in India:

a. Medical Expenses

The medical procedures involved in surrogacy, such as in vitro fertilization (IVF) and embryo transfer, contribute to a significant portion of the total cost. Common medical expenses include:

• IVF treatment: ₹3 lakhs to ₹5 lakhs, depending on the clinic and specific requirements.
• Surrogate prenatal care: This includes regular check-ups, ultrasounds, and general health monitoring, which typically costs around ₹1 lakh to ₹2 lakhs.
• Delivery costs: Surrogates usually deliver at a private hospital, with delivery costs ranging from ₹1 lakh to ₹1.5 lakhs, depending on the delivery method.

b. Surrogate Compensation

While commercial surrogacy is no longer permitted in India, the law allows surrogates to be compensated for medical expenses and any loss of earnings during pregnancy. Surrogate compensation ranges from ₹4 lakhs to ₹6 lakhs.

c. Legal Fees

Legal processes are crucial in ensuring that the surrogacy agreement is legally binding and protects the rights of all parties involved. Legal fees generally range from ₹1 lakh to ₹1.5 lakhs, covering contract drafting, legal advice, and court proceedings.

d. Agency Fees and Miscellaneous Expenses

Surrogacy agencies often assist intended parents throughout the process, charging an additional fee for services such as finding a surrogate, managing her care, and coordinating medical appointments. Agency fees can vary but generally range from ₹2 lakhs to ₹4 lakhs. Other costs may include travel expenses, accommodation, and surrogate living expenses, adding another ₹1 lakh to ₹2 lakhs.

3. Factors That Influence Surrogacy Costs

Several factors can impact the overall cost of surrogacy in India, such as:

Location of the clinic: Surrogacy clinics in major cities like Mumbai, Delhi, and Bangalore tend to have higher costs than clinics in smaller cities.

Number of IVF cycles: If the first IVF cycle is unsuccessful, additional cycles may be needed, increasing the total cost.

Complications during pregnancy: Medical complications or extended hospital stays could result in additional charges.

4. Legal Considerations for Surrogacy in India

In 2025, surrogacy in India operates under the Surrogacy (Regulation) Act, 2021, which strictly prohibits commercial surrogacy. The law only allows altruistic surrogacy, meaning that the surrogate is compensated only for medical and insurance expenses. Here are the key legal points:

1. Eligibility: Surrogacy is available only to Indian couples who have been married for at least five years and have been unable to conceive through other fertility treatments.
2. Surrogate’s rights: Surrogates are protected under the law, and all contracts must be signed before the medical procedures begin.
3. Intended parents' rights: Legal safeguards are in place to ensure that intended parents are recognized as the legal guardians of the child from birth.

Intended parents should consult with experienced legal professionals to ensure they comply with Indian surrogacy laws.

5. How to Choose a Surrogacy Clinic in India

Choosing the right surrogacy clinic is crucial for a successful surrogacy journey. When selecting a clinic, consider the following factors:

• Success rates: Check the clinic's success rates for IVF and surrogacy programs.
• Reputation: Read reviews and ask for recommendations from previous patients.
• Medical expertise: Ensure the clinic has experienced doctors and advanced medical technology.
• Transparency of costs: Choose a clinic that provides a clear breakdown of costs without hidden fees.

Conclusion

In 2025, India continues to offer affordable surrogacy options compared to other countries, with costs ranging between ₹12 lakhs to ₹20 lakhs. However, it's essential to understand the breakdown of expenses and be aware of the legal aspects before starting the surrogacy process. By choosing a reputable clinic and seeking proper legal guidance, intended parents can navigate their surrogacy journey successfully and securely.